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lana31

  19 months ago

Braces and what you get back with private health
Closed

My son needs braces at a cost of just over $9000. We are not with private health but I did look into it as the cost for braces is so high. I decided not to bother as I was not going to get anything back. HBF offers $1800 back from orthodontist visits over the life of your policy capped at $600 a year. Does anyone else think we are being ripped off by all these sorts of places. I was lucky enough to find a place that does payment plans but still needed $300 for the first visit, $438 for the second and $1700 for the visit when they put them on, then I can go on a payment plan
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KT051

  19 months ago
Makes it so hard when these types of things are so expensive.
0 comments

braunhi1

  19 months ago
I know they are expensive and fortunately neither of my children had to have them however granddaughter has them and it cost her parents a lot of money even though they were in HBF.
0 comments

Mazda626

  19 months ago
They are so expensive, both of my children had to have braces and even though it was expensive at the time and tough for us it was all worthwhile. We got some money back from our fund.
2 comments

CILLY0

  19 months ago
Think it depends what fund you are with - have you checked out some of the not-for-profit funds? They usually give a better payout.
1 comments

Yvonner1994

  19 months ago
I'm sorry to hear of your position. I know braces are expensive. I really hope you can manage to get the results you want for your child. Perhaps you could review your policy, check on comparison sites? Not much help I know.. but I wish you all the best.
0 comments

lana31

  19 months ago
He is 12 and really needs them. His bite is so bad his front top teeth are rubbing his gums on the bottom. We can either get them now or risk losing his teeth and requiring surgery in the future
2 comments

ForeverYoung50

  19 months ago
I'm surprised at how young children are when they get them these days. And there are so many different types! Unless really, really necessary (for reasons other than cosmetic), I wouldn't be getting them.
0 comments

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